FOR IMMEDIATE RELEASE

Contact: 
John Nentwig,
ACSIA Partners LLC
john.nentwig@acsiapartners.com
(651) 343-6470

More Americans Are Seeking Long Term Care Insurance through Their Employers, Reports John Nentwig of ACSIA Partners

Maplewood, MN September 29, 2014 – Why isn’t long term care insurance, like health insurance, available at the workplace? Well, increasingly it is -- and more Americans should take advantage of that fact, says John Nentwig, MN-based agent of ACSIA Partners, a leader in long term care planning.

“We’re providing LTC education and policies to more and more Americans at their place of work,” says Nentwig. The workplaces range from local mom-and-pop companies to large national corporations and non-profits.

It used to be that long term care protection was mostly a family matter, but that’s changing, according to Nentwig.

“People need help here, just as they do in securing health insurance,” Nentwig says, pointing out that employer-mediated “mult-life” plans offer many advantages for employed people:

• Lower rates based on group participation.
• Simplified health screening.
• Faster review and approval.
• The option to include non-working family members.

Employers also enjoy bottom-line benefits. When employees and their families have LTC protection, organizations tend to –

• Avoid unnecessary absenteeism that happens when their people become caregivers for family members who lack funds to pay for care.
• See better performance by covered employees who worry less about the care needs of family members or themselves.
• Attract and keep top people thanks to the LTC benefit, a new gold standard of benefit packages.

The trend toward workplace LTC insurance also helps keep federal and state governments solvent. “Medicaid is the default supplier of long term care funding, and that could be a budget buster as baby boomers age,” says Nentwig. “Widespread private protection, thanks to employers, can help keep Medicaid in line.”

Nentwig advises talking to one’s employer about LTC insurance regardless of whether it’s currently offered as a benefit. “Multi-life programs can be set up quickly for groups as small as five or large as thousands,” Nentwig says.

John Nentwig is a leading long term care solutions agent in MN, serving consumers as well as organizations. “We’re glad to help them find the best, most affordable solution for their situation,” Nentwig says. "In addition to long term care insurance, today's options range from critical illness insurance and annuities to life insurance with LTC riders."

Information is available from Nentwig at john.nentwig@acsiapartners.com, http://johnnentwig.acsiapartners.com or (651) 343-6470.

In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners.

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